Get what you want & take time to pay.  Poppy Cotton will hold your Lay-by for 4 weeks. 

After you have added the products to your shopping basket, proceed to check-out, fill in your details and choose Lay-by as your payment method.  A 30% non-refundable deposit is required for the total purchase. 

Lay-by Purchase T & C's.

 - The 30% Deposit must be paid with 24 hours of placing your order (failure to do so will result in your lay-by being cancelled without notification).

- Payment is required in full within 4 weeks unless prior arrangements are made.

- We request that your lay-by payments are made on a weekly or fortnightly basis.

- We accept payment by PayPal & Direct Debit (for NZ & AU customers only)

- The price of your lay-by items will not change after your order has been placed.

- Please note duvet covers (Single, KS & Queen) cannot be placed on Lay By.


  • Cancelled by You – You may cancel a lay-by only if you have not finished paying for it within 4 weeks. Please email to notify us. You do not have to give a reason for cancelling. If you cancel a lay-by you are entitled to a refund of the money you have already paid, minus a cancellation fee of 30% of the full price of your lay-by will apply. Please note that your order cannot be cancelled once it is fully paid.
  • Cancelled by Poppy Cotton - We may cancel a lay-by if you do not keep to the agreed terms. For instance, if you do not make payments as agreed or do not pay off the lay-by within 4 weeks. (Please refer to the terms of Penalty fee above) if a lay-by is cancelled by us, we will advise you either by phone or email.

  • All items remain the property of Poppy Cotton until final payment has been received.

Thank you for shopping with Poppy Cotton. 



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